Use this free auto lease calculator to estimate monthly lease payment, depreciation fee, finance fee, tax, adjusted capitalized cost, and total lease cost.
$36,000 vehicle, 36 months lease
Lease contracts can add acquisition, disposition, mileage, wear, registration, and early termination charges.
Estimate a monthly car lease payment.
Separate depreciation fee from finance fee.
Compare different residual values, terms, and money factors.
Check whether a lease quote is driven by price, residual value, or financing cost.
Estimated monthly lease payment
Lower depreciation portion
Longer-term estimate
Plain-language answers about when to use the estimate, what your numbers mean, what is left out, and how privacy works.
Use it for early planning and side-by-side comparisons, especially for tasks like these: Estimate a monthly car lease payment. Separate depreciation fee from finance fee. Treat the answer as a planning estimate, not a final quote.
In plain language: The calculator subtracts down payment and trade-in from vehicle price plus fees, spreads depreciation across the term, adds a money-factor finance fee, then adds tax. If the result seems too high or too low, first check whether each field expects a monthly amount, annual amount, dollar value, or percent.
This does not include mileage limits, wear charges, acquisition and disposition rules, registration, insurance, lease-end buyout details, or early termination charges. Real finance decisions can also depend on fees, timing, local rules, credit details, and provider-specific terms.
No. The calculator runs in your browser tab. Recent answers stay only on the page while you use it, and they are not sent to a server.