Use this free estate tax calculator to estimate a rough federal estate tax amount from gross estate, deductions, prior taxable gifts, and the 2026 basic exclusion.
$18,000,000 estate less deductions and 2026 exclusion
Estate tax is complex. This page is only a rough planning screen before professional estate and tax advice.
Screen whether a large estate might exceed the 2026 federal exclusion.
See how debts, charitable bequests, or spouse transfers change the rough taxable amount.
Account for prior taxable gifts at a high level.
Prepare better questions for an estate attorney or tax professional.
Simplified tax above exclusion
Lower taxable amount
Reduced remaining exclusion
Plain-language answers about when to use the estimate, what your numbers mean, what is left out, and how privacy works.
Use it for early planning and side-by-side comparisons, especially for tasks like these: Screen whether a large estate might exceed the 2026 federal exclusion. See how debts, charitable bequests, or spouse transfers change the rough taxable amount. Treat the answer as a planning estimate, not a final quote.
In plain language: The calculator subtracts entered debts, charitable bequests, and spouse transfers, reduces the 2026 basic exclusion by prior taxable gifts, then applies a simplified 40% top-rate estimate above the remaining exclusion. If the result seems too high or too low, first check whether each field expects a monthly amount, annual amount, dollar value, or percent.
Estate tax is complex. This estimate does not include state estate tax, generation-skipping tax, gift tax calculations, portability, valuation discounts, trusts, elections, or legal advice. Real finance decisions can also depend on fees, timing, local rules, credit details, and provider-specific terms.
No. The calculator runs in your browser tab. Recent answers stay only on the page while you use it, and they are not sent to a server.