Use this free take-home-paycheck calculator to estimate net pay from annual gross pay, pay frequency, pretax deductions, estimated tax percentages, and employee FICA.
$78,000 over 26 pay periods
Actual payroll can differ because of W-4 settings, benefits, state rules, local taxes, bonuses, and employer systems.
Estimate take-home pay before accepting a salary.
Compare weekly, biweekly, semimonthly, and monthly pay schedules.
Include simple pretax deductions and estimated tax percentages.
See a rough FICA estimate separately.
Estimated net paycheck
Monthly take-home estimate
Weekly take-home estimate
Plain-language answers about when to use the estimate, what your numbers mean, what is left out, and how privacy works.
Use it for early planning and side-by-side comparisons, especially for tasks like these: Estimate take-home pay before accepting a salary. Compare weekly, biweekly, semimonthly, and monthly pay schedules. Treat the answer as a planning estimate, not a final quote.
In plain language: The calculator annualizes pretax deductions, applies entered tax percentages, applies employee Social Security and Medicare estimates, then divides annual take-home pay by pay periods. If the result seems too high or too low, first check whether each field expects a monthly amount, annual amount, dollar value, or percent.
This is not a payroll system. It does not use your W-4, exact state rules, benefit plan rules, garnishments, employer payroll timing, bonus withholding, or official withholding tables. Real finance decisions can also depend on fees, timing, local rules, credit details, and provider-specific terms.
No. The calculator runs in your browser tab. Recent answers stay only on the page while you use it, and they are not sent to a server.