Real Estate Calculator

Use it when you want to test the exact inputs on this page: Estimate what might be left after selling costs and mortgage payoff. Include down payment, buying costs, improvements, sale price, selling costs, and loan payoff. The result is a check against your assumptions, not proof that a lender, tax app, broker, platform, or provider will use the same number.

Purchase price means the price paid for the property, before later improvements or sale costs. Cash down payment means your cash put into the purchase, not the whole loan amount. Buying costs means cash closing costs and purchase fees you want to count as part of your investment. Improvements means money spent on upgrades you want to count in the sale-profit check. Selling price means the expected sale price before selling costs and mortgage payoff. Selling costs means agent fees, seller credits, repairs, closing costs, or other sale costs you want to subtract. Loan payoff at sale means the mortgage payoff estimate, which can differ from the current balance because payoff quotes include timing and interest.

Yes, for a simple scenario. Net sale proceeds means selling price minus selling costs minus loan payoff. It does not replace the Closing Disclosure, escrow sheet, payoff quote, or tax records.

No. This page compares profit with cash invested: down payment, buying costs, and improvements. That is useful for a cash-on-cash style check, but it is not the same as return on the full property value.

No. IRS home-sale rules can depend on adjusted basis, selling expenses, ownership and use tests, prior exclusions, rental use, depreciation, and filing status. Use this page for sale math only, then check tax rules separately.

In plain language: The calculator adds down payment, buying costs, and improvements for cash invested. It subtracts selling costs and loan payoff from selling price for net sale proceeds, then compares proceeds with cash invested. For the default example: cash invested is $70,000 + $8,000 + $15,000 = $93,000. Net sale proceeds are $430,000 - $25,800 - $260,000 = $144,200. Estimated profit is $144,200 - $93,000 = $51,200.

Estimated profit or loss is the main answer. Cash invested shows the money compared against the result. Net sale proceeds shows the simplified cash left after sale costs and loan payoff. ROI and equity multiple help compare scenarios, but only if you measure cash invested the same way each time.

This is a sale-profit estimate, not a tax return, closing statement, appraisal, or investment offer. It does not calculate adjusted tax basis, depreciation, depreciation recapture, capital gains tax, rent history, refinancing, local transfer taxes, escrow prorations, or legal costs. Before using the result for a real sale, compare it with the lender payoff quote, settlement estimate, Closing Disclosure, local tax rules, agent agreement, and IRS Publication 523 if it is a home sale.

Check the payoff quote date, selling-cost estimate, improvements total, whether buying costs belong in your investment basis, and whether taxes, rent history, or depreciation matter for the property.

No. The calculator runs in your browser tab. Recent answers stay only on the page while you use it, and they are not sent to a server.